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Processing time within 5 - 7 banking days.
Borrow any amount from ₱25,000 to ₱2,000,000.
No collateral needed
|Min. Financing Amount||₱25,000|
|Max. Financing Amount||Up to ₱2,000,000.00|
|Min. Loan Tenure||1 year|
|Max. Loan Tenure||3 years|
|Interest Rate||If with existing credit card or bank loan of at least 9 months, interest rate ranges from 35.78% to 37.54% per annum; If without existing credit card or bank loan of at least 9 months, interest rate ranges from 39.26% to 41.51% per annum|
|Approval Duration||Within 5 to 7 banking days|
|One time set up|
|Stamp Duty||₱1.50 for every ₱200.00 of the approved loan amount or a fraction thereof for PNs greater than ₱250,000|
|Disbursement & misc. fee||N/A|
|Other Fees||Returned check fee is ₱1,000.00 and ₱200.00 for check replacement fee.|
|Early Settlement||₱500.00 or 8% of the outstanding principal whichever is higher|
|Late Payment Charges||₱500.00 per month or 8% per month of the past due amount, whichever is higher|
|Age requirement||Age 21 - 65|
|Employment eligibility||Individuals with 9 months existing credit card: ₱15,000 monthly income (NCR) and ₱12,000 (Provincial), Individuals with no existing credit card: ₱25,000 monthly income (NCR) and ₱20,000 (Provincial)|
|Min. salary requirement||₱12,000 gross per month|
|Guarantor / Collateral requirement||No|
|Need to open linked bank account?||Yes|
|Other details||Method of Payment - Post-dated Checks|
Backed-up being a subsidiary of the Filinvest Group, the 11th largest bank in the Philippines, EastWest has been consistently competitive within the financial sector since its creation in 1994. Amidst the numerous financial crises occurring in Asia, they have continuously grown to a more accomplished financial entity that features a robust portfolio of financial products and services that can address every need. Even having been around for a shorter period of time, they have displayed a level of resiliency at par with the top industry leaders which goes to show their focus and dedication to their commitment to providing quality financial service to their customers. With their acquisition of Standard Chartered Bank Philippines, EastWest is set to be one of the major players in the financial services industry for years to come. One of their more popular financial product, EastWest Personal Loan offers additional funds ranging from ₱25,000 up to ₱2,000,000 as the maximum loan amount, payable from 1 up to 3 years. If you have existing credit card or bank loan of at least 9 months, the interest rate ranges from 35.78% to 37.54% per annum; If without existing credit card or bank loan of at least 9 months, the interest rate ranges from 39.26% to 41.51% per annum. You need to have at least ₱15,000 gross monthly for NCR applicants and ₱12,000 for provincial applicants with approval duration as fast as 3 - 5 working days.
Advantages Of Applying With EastWest Personal Loan
Find out if this loan fits your requirements by checking the product details and eligibility criteria that might help you reach a well-informed decision.
You can apply for EastWest Personal Loan through their website, or you can apply through us to make the process a lot easier for you. You can use our online application form for your convenience.
With an EastWest Personal Loan, borrow as much as ₱2,000,000, subject to approval.
Eastwest Personal loan interest rate ranges from 35.78% to 37.54% per annum if you have existing credit card or bank loan of at least 9 months. If without existing credit card or bank loan of at least 9 months, the interest rate ranges from 39.26% to 41.51% per annum. Processing fee of ₱1,900.00 and Stamp fee of ₱1.50 for every ₱200.00 of the approved loan amount or a fraction thereof for loans greater than ₱250,000.
The EastWest Personal Loan calculator computes the estimated cost of borrowing and the amount of payment per installment. Input the desired loan amount to automatically get the estimated monthly amortization for different tenors.
An applicant must fulfill EastWest’s eligibility criteria for a loan:
Consequently, after filling out an application form, the following documents are necessary:
Fully Employed applicants need:
Self – Employed applicants need:
*Additional documents may be required during credit evaluation.
To check your loan application status, you can call their 24/7 Customer Service Hotline 888-1700 or email them at email@example.com.
The due date of your monthly installment will be based on your approval date. EastWest Bank will provide the schedule of your monthly repayment upon the approval of your loan.
₱500.00 per month or 8% per month of the past due amount, whichever is higher.
Renewing your EastWest Personal Loan is the same process as a new loan application. They do not automatically renew your personal loan.
Dealing with a large bank gives you confidence in the level of security and reliability that you deserve with regard to financial matters. If you are looking to address certain cash flow issues with the least amount of hassle and a high level of reliable customer service, then EastWest will not disappoint. With a multi-purpose loan with a high loan amount, you are guaranteed to resolve any money woes while having the assurance of flexible repayment and competitive interest rates. Rest assured that for any concerns or questions, top-tier customer support is just a call away to help you resolve whatever issues you may have. This is part of their commitment to continuing to improve their reputation as one of the top banks in the country.
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Being one of the premier banks in the world, Citibank Ready Credit Personal Loan offers a suitable solution to your cash flow problem. For just a 15.6% interest rate per annum, you can loan starting from ₱20,000 up to a maximum of ₱2,000,000. With flexible loan tenure from 1 to 5 years, you can apply if you have ₱21,000 minimum monthly income and at least 25-65 years old.
You can rely on one of the innovative banks in the country for your urgent cash needs with Security Bank Personal Loan. With payment flexibility ranging from 1 year up to 3 years, you can borrow any amount starting from ₱30,000 up to ₱2,000,000 at a reasonable 22.68% interest rate per annum. To be eligible, you only need a low minimum income of ₱15,000 a month and must be 21 but not more than 70 years old upon loan maturity.
There are other selections available if you are looking for more choices. We would suggest to check out our full list of Salary Loans featured on our website to help you out in choosing the right one.