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Whether it is for your business, education, or dream vacation, Metrobank Personal Loan can help you achieve whatever you want in life.
Loan Calculator
Enjoy rates as low as 1.25% monthly
Loan processed in as fast as 7 business days.
Borrow up to a maximum loan amount of Php 1 Million
| Interest Rate | Enjoy rates as low as 1.25% monthly |
| Max. Loan Tenure | Payment terms of up to 36 months. |
| Max. Financing Amount | Borrow up to a maximum loan amount of Php 1M |
| One time set up | |
|---|---|
| Disbursement & misc. fee | Disbursement Fee of Php 1,000 |
| Stamp Duty | Documentary Tax Stamp (applies only for loan amounts exceeding Php 250,000) |
| Other Fees | Pre-termination Fee - 5% of Outstanding Balance or Php 550, whichever is higherp 550, whichever is higher |
| Penalties | |
|---|---|
| Late Payment Charges | Php 850 per incidence of late payment or non-payment |
| Min. salary requirement | Gross annual income of at least Php350,000 |
| Employment eligibility | Employed: Regular status for at least 1 year (at least 2 years for Call Centers) Self-Employed/Freelance: At least 2 years in the current business |
| Employment eligibility | With existing Credit Card with other bank in good standing for 9 months & Php25,000 limit |