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Mount Fuji Lending Business Loan

100% tailored for the unique needs of your company, enabling you to pay the loan back more easily.

  • icon Interest Rate
    Interest rate (p.a.)
    30.00% - 30.00%
  • icon Min. monthly income
    Loan Tenure
    0.5 - 1 year
  • icon Min. monthly income
    Approval Duration
    average of 10 business days
  • icon Min. monthly income
    Min. monthly income
    ₱ 0

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Whats so great about Mount Fuji Lending Business Loan?

  • No collateral Required

  • Fast approval

Product Features

Min. Financing Amount ₱500,000
Min. Financing Amount ₱6,000,000
Max. Loan Tenure 12 months

Fee & Charges

One time set up
Processing Fee 4-5%

Other Requirements

Other details Checking account active for at least 1 year

Review by iMoney

Are you a Filipino business owner in search of customized business loans that cater to your unique financial needs? Look no further than Mount Fuji Lending, Inc.As a trusted Japanese-Filipino company, they specialize in providing ethical and client-focused loans to small and medium-sized enterprises (SMEs) in the National Capital Region. Their competitive interest rates, low fees, and flexible repayment options are designed to alleviate the challenges associated with loan repayment and safeguard your cash flow.At Mount Fuji Lending, they recognize that each business has distinct financial needs. That's why their business loans are fully customized to meet the specific requirements of your company.

Read on to discover how Mount Fuji Lending can contribute to the growth of your business.

Advantages of applying with Mount Fuji Lending:

  • Fast Approval: Their commitment to efficient service means that, on average, they approve loans within 10 business days upon receiving all the necessary documentation.
  • No Collateral Required: Unlike traditional lenders, their lending decisions are based on cash flow, rather than collateral. This approach allows for easier loan qualification, faster fund disbursement, and reduced processing fees.
  • Low Interest Rates: Their interest rates range from 2.5% to 3.5% per month, depending on your credit review and history with them. Enjoy competitive rates that won't burden your business.
  • Flexible Repayment Methods: They understand the significance of managing your cash flow effectively. Therefore, they tailor your repayment plan according to your business's cash flow, ensuring easier and more convenient repayments.

Here are some frequently asked questions about Mount Fuji Business Loan:

Mount Fuji Business Loan FAQ

How to apply for a Mount Fuji Business Loan

Obtaining a business loan from Mount Fuji Lending is a simple process. Just follow these steps:

  1. To start the application process, you can directly apply through the iMoney application form.
  2. Fill out the short online application form and provide the required details.
  3. Once done, wait for a call from our friendly Customer Care Agent who will assist you with you application and other documentary requirements.
  4. Submit all the required documentation and other relevant financial records.
  5. Await their fast approval process, which typically takes around 10 business days.
  6. Once approved, you'll gain access to the funds directly to your bank account.

Who is eligible to apply for a loan from Mount Fuji Lending?

Any locally registered small and medium-sized company with the Department of Trade & Industry (DTI) or the Security and Exchange Commission (SEC) can apply for a loan from Mount Fuji Lending.

What are the documentary requirements when applying for a Mount Fuji Business Loan?

Here is a list of the required documents:

Phase 1: Pre-approval (processing time: 2 days)

  • Application Form (template provided)
  • Letter of Authorization for bank verification (template provided)
  • Certificate of Registration (either DTI or SEC, with Secondary License)
  • Any 2 valid government-issued IDs from each authorized signatory:
  • Philippines Passport, LTO Driver License, PhilSys Digital ID, Unified Multi-Purpose ID
  • Bank Statements (with complete pages) or passbook photocopies of last 6 months

 Phase 2: Approval (processing time: 7 days)

  • General Information Sheet (GIS)
  • Business Permit or Mayor's Permit
  • BIR Form 2303
  • Customers' purchase orders, delivery receipts, official receipts, invoices, contracts, master agreements, etc. for recent 3 months

 Phase 3: Post-approval (processing time: 2 days)

  • Articles of Partnership (original and amendments)
  • Articles of Incorporation (original and amendments)
  • Partnership Resolution (template provided)
  • Secretary's Certificate (template provided)
  • Most recent home electric or water bill of each authorized signatory
  • Post-dated checks covering loan payments

What are the loan amounts offered by Mount Fuji Lending?

They offer loans ranging from P500,000 up to P6,000,000 to cater to the varying financial needs of businesses.

How long does it take to receive loan approval?

On average, their approval process takes around 10 business days upon submission of all the required and completed documentation.

Is there a processing fee for the loans?

Yes, there is a processing fee of 4-5% of the loan amount, depending on your history with Mount Fuji Lending.

Can I repay the loan earlier than the agreed schedule?

Absolutely! Mount Fuji Lending does not impose any prepayment penalties, allowing you to settle the loan earlier if you wish to do so.

Is Mount Fuji Business Loan the right one for me?

Mount Fuji Lending is your reliable partner for business loans in the Philippines. Their commitment to integrity, client focus, and ethical lending practices distinguishes them from other lenders.

With tailored loans, competitive interest rates, and dedication to protecting your cash flow, they strive to support the growth and success of small and medium-sized businesses.

Don't let financial constraints hold you back and start expanding your business with Mount Fuji Lending.

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