- Interest Rate
- You Pay
- ₱ /mth
On that note, we will not be liable for any breach of confidentiality or privacy policies with regard to the information you provide on the third-party website.
As this link is provided for your convenience only, our connecting you to the third party website also does not constitute an endorsement of the contents of this website.Yes, please proceed!
Free financial advice from RCBC’s experts.
Borrow any amount from ₱50,000 to ₱1,000,000.
Loan tenor from 6 to 36 months.
|Min. Financing Amount
|Max. Financing Amount
|Up to ₱1,000,000.00
|Min. Loan Tenure
|Max. Loan Tenure
|Fixed rate of 16.08% per annum, 1.40% per month add-on
|Up to 5-7 banking days
|One time set up
|₱1,500.00 for approved loan of ₱150,000.00 or 1% of approved loan amount for above ₱150,000.00
|₱1.00 for every ₱200.00 in excess of ₱250,000.00 of the loan amount
|Disbursement & misc. fee
|None if you have informed the bank one month ahead.
|Late Payment Charges
|5.00% p.a. on any balance outstanding
|Age 21 - 65
|At least ₱20,000.00 monthly income
|Min. salary requirement
|₱20,000 gross per month
|Guarantor / Collateral requirement
|Need to open linked bank account?
|Method of Payment - Cash, Online banking, Check or ATM Transfers
RCBC is majority owned by the Yuchengco Group of Companies (YGC) which is one of the oldest and largest conglomerates in South East Asia. With more than half a century of experience under their belt, RCBC has expanded their reach and is now considered as one of the largest private domestic banks with a wide network of branches and ATMs nationwide. Only recently, RCBC Savings Bank has now merged with RCBC. For your immediate funding requirements, RCBC offers a non-collateral, personal loan that you can avail if you have a gross income of ₱20,000 per month. There are no guarantor or PDC’s required. Borrow loan amounts ranging from ₱50,000 up to ₱1,000,000 with a fixed rate of 16.08% per annum. The borrowed amount can be repaid in as short as 6 months up to a maximum of 3 years. The entire loan application process takes about 5 - 7 banking days including the disbursement of funds.
Advantages Of Applying With RCBC Personal Loan
View the rest of the information on this page and check the product details and eligibility requirements to determine if this is your preferred option.
You can apply for RCBC Personal Loan online by filling out our online application form. Once successful, expect to receive a call from our friendly Customer Care Agent to assist with the process.
With an RCBC Personal Loan, you can borrow starting from ₱50,000 to as much as ₱1,000,000, subject to approval.
An applicant must fulfill RCBC Bank’s eligibility criteria to apply for a loan:
Consequently, after filling out an application form, the following documents are necessary:
Fully Employed applicants need:
Self-Employed applicants need:
*Additional documents may be required during credit evaluation.
For RCBC Personal Loan, you can apply for a loan amount that is payable for 6 to 36 months with an interest rate of 16.08% per annum, 1.40% per month add-on.
The RCBC Personal Loan calculator computes the estimated cost of borrowing and amount of payment per instalment. Input the desired loan amount to automatically get the estimated monthly amortization for different tenors.
RCBC Personal Loan processing may take at least 5-7 business days to be approved.
You can request a call from a RCBC representative by simply filling up this form.
You can pay your loan via Cash, Online banking, Check or ATM Transfers.
Once approved, your loan amount will be credited to your RCBC account.
As a large domestic bank, and one of the top universal banks in the country, RCBC’s vast nationwide reach with its network of branches and ATMs is one of the biggest advantages to consider if you choose to avail their services. Having a nearby branch just around the corner is a definite advantage as this will expedite the process of availing any service or product you require. Backed with decades of experience, you are confident to receive quality customer support and a specialized set of products that will undoubtedly fit the majority of your financial requirements. If these are the qualities you are looking for in a partner bank, then the RCBC Personal Loan is what you need for immediate funds.
Whatever the purpose, BPI Personal Loan can assist you with your need for additonal funds. With low monthly add-on rate of 1.2%, you can borrow any amount from ₱20,000 to ₱1,000,000 with a convenient payment plan of 1-3 years. To be eligible, you must have a minimum gross income per month of ₱25,000 and at least 21-60 years of age upon loan maturity.
If you need immediate funds for an emergency with easy payment terms, UCPB YES Personal Loan might just be right for you. With loanable amount that ranges from ₱50,000 up to ₱300,000, you can enjoy flexible payment schemes from 1-3 years. Interest rate is also competitive at 18% per annum. You have to be at least 23 years of age and not more than 65 years old upon loan maturity with a minimum gross monthly income of ₱30,000 in order to apply.
Urgent cash needs can get complicated but EastWest Bank Personal Loan offers a quick and easy solution for your problem. With a low gross monthly income requirement of just ₱15,000, you can borrow from ₱25,000 up to ₱2,000,000 with flexible payment terms of 1-3 years. Add-on interest rate is also competitive at 1.49% per month. To apply, you have to be 21-65 years old upon loan maturity.
Our team would like to help further in your search by providing an entire list of Salary Loans shown on our website to assist you in getting the right one for your needs.