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Loan up to ₱5 Million
|Min. Financing Amount||₱10000|
|Max. Financing Amount||₱5 million|
|Min. Loan Tenure||3 months|
|Max. Loan Tenure||12 months|
|Interest Rate||As low as 1.5% to 4% monthly interest rate|
|Approval Duration||3-5 banking days|
|One time set up|
|Stamp Duty||PNV /200 X 1.5|
|Age requirement||Age 21 - 65|
|Employment eligibility||If employed, should be presently connected with employer for at least 1 year. If Self-Employed, business must be operating at least 1 year. Minimum ₱18,000 monthly income.|
|Min. salary requirement||₱18,000 gross per month|
|Guarantor / Collateral requirement||yes|
|Other details||Loan amount can be based on collateral valuation & adjudication|
Radiowealth Finance Company (RFC) is one of the longest-running finance companies in the Philippines. Established in 1964, they were known for their car and appliance loans.
Today, they have expanded to provide business loans to small and medium businesses with 100 branches around the country offering a variety of loan options to Filipinos.
If you are looking to start or grow your business, getting a loan from RFC can be your solution.
You should apply for a business loan when you are planning to expand your business, or if you need the temporary funds to keep afloat. Whether you really need it depends on the financial situation of your business and whether you are able to meet the extra commitments.
The right time depends on your plans for the business. You should consider a loan when you are looking to expand or if you need additional cash to meet your agreements.
Minimum monthly income of interested borrowers should be at least ₱18,000.
RFC offers business loans for a minimum borrow amount of ₱10,000 to a maximum of ₱5 million.
RFC business loans have interest rates from 1.5% to 4%.
Approval of your business loan can processed within 3-5 banking days.
The tenure for a RFC Business Loan is 3-12 months.
You can apply for an RFC Business Loan through their website or you can apply through us via this apply form link
The due date will be based on the date of your approval.
RFC Business Loan charges 5% of the amount due as a late fee.
The payment method for the RFC Business Loan is through a Post-Dated Check (PDC) only.