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RFC Financing Loan

Whether it’s buying vehicles, equipment or appliances for your business or personal use, RFC is here to help you!

  • icon Interest Rate
    Interest rate (p.a.)
  • icon Min. monthly income
    Loan Tenure
    0.5 - 3 years
  • icon Min. monthly income
    Approval Duration
    3-5 banking days
  • icon Min. monthly income
    Min. monthly income
    ₱ 10,000

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Whats so great about RFC Financing Loan?

Product Features

Min. Financing Amount ₱10,000
Max. Financing Amount ₱3,000,000
Min. Loan Tenure 6 months
Max. Loan Tenure 36 months
Interest Rate As low as 1.5% to 4% monthly interest rate
Approval Duration 3-5 working days


Age requirement Age 21 - 65
Min. salary requirement ₱ 18000
Guarantor/Collateral Requirement Yes
Employment eligibility If employed, should be presently connected with employer for at least 1 year. If Self-Employed, business must be operating at least 1 year. Minimum ₱18,000 monthly income.

Other Requirements

Need to open linked bank account? No

Review by iMoney

Radiowealth Finance Company (RFC) is one of the longest-running finance companies in the Philippines. Established in 1964, they were known for their car and appliance loans.


Today, they have expanded to provide business loans to small and medium businesses with 100 branches around the country offering a variety of loan options to Filipinos.


If you are looking to start or grow your business, getting a loan from RFC can be your solution

Why should I apply for a financing loan? Do I really need it?

If you need financial assistance in purchasing a vehicle, equipment or appliances for business or personal use, then a financing loan might be right for you.

How much should my monthly income be to be eligible for a RFC financing loan?

Minimum monthly income of interested borrowers should be at least ₱18,000. If employed, applicant should be presently connected to the employer for at least 1 year.

How much is the loan amount for a financing loan at RFC?

RFC offers financing loans for up to ₱100,000.

How much is the interest rate for a RFC financing loan?

RFC financing loans have an interest rate of as low as 1.5% to 3%.

How fast is the RFC Financing Loan application and approval process?

Approval of your financing loan can processed within 3-5 banking days.

How long should I be paying for my RFC financing loan?

Loans can be paid within 3-48 months

How to apply for RFC Financing Loan?

You can apply for an RFC financing loan through their website or your can apply through us :via this apply form link

When is the due date of my monthly instalment?

The due date will be based on the date of your approval.

Is there a requirement for a collateral or a guarantor?

Yes. Applying for a financing loan will require a collateral or guarantor.