Any information you share on the third-party website will be subjected to the policies of such website, as our privacy policy will no longer apply.
On that note, we will not be liable for any breach of confidentiality or privacy policies with regard to the information you provide on the third-party website.
As this link is provided for your convenience only, our connecting you to the third party website also does not constitute an endorsement of the contents of this website.
Yes, please proceed!
Up to ₱1,000,000 business loan approved in 3-5 working days
Loan Calculator
Borrow from a minimum of ₱100,000 to maximum of ₱1,000,000
Very low income requirement
Repay your loans in tenures of 3, 6, 9 up to 12 months
| Min. Financing Amount | ₱100,000.00 |
| Max. Financing Amount | ₱1,000,000.00 |
| Min. Loan Tenure | 3 months |
| Max. Loan Tenure | 12 months |
| Interest Rate | 2.5%-4.5% per month |
| Approval Duration | 3-5 working days |
| Debt Consolidation | No |
| One time set up | |
|---|---|
| Processing Fee | 6% of approved loan amount |
| Stamp Duty | 12 months = (PNV / 200) x 1.5; < 12 months = ((PNV /200) x 1.5) x (term / 12) |
| Disbursement & misc. fee | ₱200 notarial fee / Insurance (GCLI) = (PNV / 1,000) x 20 |
| Penalties | |
|---|---|
| Early Settlement | N/A |
| Late Payment Charges | 5% of amount due |
| Age requirement | Age 21 - 64 |
| Employment eligibility | Filipinos only with permanent residence |
| Min. salary requirement | ₱15,000 gross per month |
| Guarantor / Collateral requirement | Yes |
| Need to open linked bank account? | No |
| Other details | Third Party Payment Channels ECPay (available in 7/11 stores), Bayad Center, Metrobank, Eastwest Bank, UCPB, RCBC and BDO |
For the past 50 years, RFSC has been offering a variety of loan solutions catering to those with different financial needs. As a fully Filipino owned company, they specialize in products that target specific funding requirements that range from OFW and salary loans, education, as well as appliance and car loans. In terms of enterprises, they also offer business loans that can serve capitalization demands covering the purchase of heavy equipment and machinery, medical apparatus, or even store inventory and working capital loans for SMEs. With their business loan, you can borrow any amount starting from ₱100,000 up to ₱1,000,000 for as low as 2.5% add-on rate per month. They also offer flexible loan tenure from 3, 6, 9, up to 12 months. Featuring easy application requirements, you are qualified for a loan if you earn a minimum monthly income of only ₱15,000 borrowers aged 21 to 64 years old.
Advantages Of Applying With RFSC:
Go through the details below for more information.
You can apply for an RFSC personal loan through their website or you can conveniently apply through our online application form.
With RFSC Business Loan, borrow from as low as ₱100,000 to as much as ₱1,000,000 subject to approval.
The RFSC Business Loan calculator computes the estimated cost of borrowing and the amount of payment per installment. Input the desired loan amount to automatically get the estimated monthly amortization for different tenors.
A processing fee of 6% of the approved loan amount and a notarial fee of ₱200.
RFC provides two types of loans: Personal and Business Loan.
An applicant must fulfill RFSC's eligibility criteria for a loan:
Consequently, after filling out an application form, the following documents are necessary:
Self–Employed applicants need:
*Additional documents may be required during credit evaluation.
The due date will be based on the date of your approval.
The payment method for the RFSC Business Loan is through a Post-Dated Check (PDC) only.
RFSC Business Loan charges 5% of the amount due as a late fee.
If you don’t mind borrowing from non-bank financial providers your business loan, then RFSC Business Loan is one that you should consider. Having no collateral requirement and relatively lenient eligibility criteria of just ₱15,000 gross monthly income makes it an enticing product for you to apply for additional business funding. Repayment terms are also flexible which allows you ample time to secure the cash flow of your operations. Albeit the rates are higher compared to conventional banking institutions, rest assured that being in the industry for more than 50 years, you will receive the same level of security and customer service that you will get from your regular commercial banks.
Having a business requires a lot of time, effort, and most importantly, capital in order to get things up to speed. If your venture is still in its initial stage and funding is one of your immediate concerns, then you can consider applying for an Esquire Financing business loan. Borrow from a minimum of ₱100,000 to as high as ₱10,000,000 and get the additional funds in as fast as 7 business days. Offering a reasonable interest rate of 1% - 3.5% per month without the need for any collateral, it also comes with a flexible payment term from 3 months up to 1 year. To qualify for this loan, you must be 21 to 59 years of age with a minimum salary of ₱30,000 gross per month.
If you are running a business, you always have to be prepared for any unforeseen scenario that could slow down your operations or derail your future plans. Most of the time, these circumstances arise from urgent budget requirements that have unexpectedly come up. One way to resolve this issue is to consider taking a Zenith Business Loan to fill in this immediate financing need. You can borrow from ₱100,000 up to ₱10,000,000 at a reasonable interest rate of 2.5% per month. With fast loan approval and release, you can receive the additional funds straight to your bank account in as fast as 7 working days. Flexible payment terms are also available, where you can pay starting 3 months up to a year. To be eligible, your business should be registered and running for at least 1 year. You will also need to have a minimum monthly gross income of ₱20,000 and must be 21-64 years old.
It can be quite a challenge for medical professionals to start up their own practice, especially without the required capital. Fortunately, Global Dominion Financing offers a Doctor’s Loan that’s ideal for medical practitioners, dentists, and other physicians who are in need of funding to help them put up their own clinic. What’s great is that there is no minimum monthly income requirement. You can borrow loan amounts starting from ₱50,000 to as much as ₱300,000 with an interest of 1.75% per month. Upon approval, you can receive the funds you need in as quick as 1-3 working days. A flexible payment term of up to 1 year is also offered. Applicants are required to present their PRC ID and Patients’ Ledger and must be 21 - 60 years of age.
Don’t lose sight of your goal and keep your business running smoothly with the needed funds that will keep the momentum going. However, if your funding need is quite urgent and going for traditional banks is not an option, you can also consider online cash loan providers listed on our site that are both reliable and reputable in providing the needed cash for your venture.