• Interest rate (p.a.)

    42.00% - 42.00%

  • Loan Tenure

    1 - 4 years

  • Approval Duration

    5-7 days

  • Min. monthly income

    ₱10,000

Promo

iMoney 10th Anniversary Giveaway!

Win ₱10,000 during our 10th Anniversary! Simply apply and get approved for any SB Finance loan application via iMoney Philippines to secure your raffle entry for the live draw on Oct. 24, 2022.

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What's so great about SB Finance Hooloogan Loan?
  • Purchase items payable in easy installment terms via Zuki Mobile App
  • Loan from ₱10,000 up to ₱200,000 in cash
  • As low as 3.5% monthly add-on rate
  • Payable up to 48 months
  • iMoney 10th Anniversary Giveaway: Check full terms and conditions here
  • Promo runs from Sept 12 - Oct 10, 2022. Per DTI Fair Trade Permit No. FTEB-150172 Series of 2022

Product Features

Min. financing amount₱10,000
Max.financing amount ₱200,000
Min. loan tenure3 months
Max. loan tenure48 months
Interest rate3.5% per month
Approval duration5-7 days

Fees & Charges

One time set up
Penalties

Eligibility

Age requirementAge 21 - 65
Employment eligibilityIf Employed: At least ₱12,000.00 monthly income (within Metro Manila) and ₱10,000.00 (outside Metro Manila). If Self-employed: At least ₱30,000 gross monthly income.
Min. salary requirement₱10,000 gross per month
Guarantor / Collateral requirementNo

Other Requirements

Need to open linked banked account?No

Product Review byiMoney

SB Finance, a subsidiary of Security Bank is now positioning itself as a pioneer in offering easily accessible financing products via their newly launched Zuki App. Loaded with features, this app offers a variety of products that would cater to the financial needs of various consumers. One of the products that you can avail of through this app is the Hooloogan Loan. Aimed at addressing the urgent financial needs of the mass market, you can borrow loanable amounts starting from as low as ₱10,000 up to ₱200,000 at very competitive rates. What makes it more appealing is the entire application journey is done through the Zuki app. Applying for a loan is now made fast and easy, with the convenience of going through the whole process on your mobile phone. Check your application status and receive the approved loan amount within 5 to 7 business days, all via the Zuki app. The interest for the Hooloogan Loan is as low as 3.5% monthly add-on rate.

Advantages Of Applying With Security Bank Hooloogan Loan

  • Fast and convenient application process through your mobile phone.
  • Loan amount of up to ₱200,000.
  • Low monthly income requirement.
  • Long loan payment terms up to 48 months.

So, if you are in urgent need of funds, with a monthly salary of just ₱10,000 (provincial applicant) or ₱12,000 (Metro Manila residents), highly consider the Hooloogan Loan from SB Finance and download the Zuki app now!

Security Bank Hooloogan Loan FAQ

How much can I borrow?

With the SB Finance Hooloogan Loan, you can borrow from as low as ₱10,000 to as much as ₱200,000, subject to approval.

How much is the interest rate, fees, and other charges of the SB Finance Hooloogan Loan?

Interest charge will be 3.5% monthly add-on interest rate, ₱2,000 to be deducted from the loan amount upon loan booking, ₱1.00 for every ₱200.00 in excess of ₱250,000.00 of the loan amount, and Notarial fee from ₱125.00 to ₱400.00 depending on the loan amount.

How does the SB Finance Hooloogan Loan Calculator work?

The Security Bank Loan calculator computes the estimated cost of borrowing and the amount of payment per installment. You just need to input the desired loan amount and it will automatically show the estimated monthly amortization for different tenors. For a more accurate breakdown, our Customer Care Agents will contact you directly upon receiving your application, or you can inquire directly with SB Finance branches nationwide.

What are the SB Finance Hooloogan Loan Requirements?

An applicant must fulfill Security Bank’s eligibility criteria for a loan:

If employed:
  • Regular and permanent with current employer and with total employment of at least one (1) year.
  • For call centers, minimum employment tenure is 3 years.
  • Minimum gross monthly income of ₱12,000.00 (for Metro Manila) or ₱10,000.00 (outside Metro Manila).
If self-employed:
  • With at least two (2) continuous years of profitable operations in the same line of business.
  • Minimum gross monthly income of ₱30,000.00.
Fully Employed applicants need:
  • Photocopy of company ID with clear photo and signature.
  • Photocopy of one (1) valid government-issued photo ID with three (3) specimen signatures.
  • Latest one (1) month payslip.
  • Latest BIR Form 2316 or latest certificate of employment.
Self-Employed applicants need:
  • Two (2) valid government-issued IDs
  • Latest ITR with BIR stamp
  • Latest 2 years Audited Financial Statements
  • SEC Registration/DTI
  • Business Permit/Mayor’s Permit
  • Latest six (6) months bank statements
  • List of 3 suppliers and 3 customers with contact details
  • Latest GIS (for corporations)

How will I know if my application is approved?

An SB Finance representative will contact you via phone call on the result of your application. Alternatively, you can contact SB Finance's customer service at 02-88879188 to check your application status.

How will I receive my SB Finance Hooloogan Loan?

You will be notified via the Zuki app upon approval of your loan and the funds will be made available via the app. Afterward, you can decide on how you will use the funds, either you can pay via installment, straight cash payment through the app, or you can withdraw the cash via ATM or other disbursement methods.

What are the payment methods for this loan?

You pay for the loan through your online account with Security Bank. It will automatically be debited on your due date, so it's highly advised that you deposit enough funds into that account before the due date.

Is Security Bank Personal Loan the right one for me?

Because of the pandemic, one of the more important aspects that has come to mind is the urgent need of additional funds and the ease of access to acquire this. SB Finance is addressing this by introducing the Hooloogan Loan, a multi-purpose cash loan that you can apply directly through their newly launched Zuki app. The whole application process is via the Zuki app, from applying for the loan, to checking your approval status, up to receiving the funds. With its mobile-centric platform, it eliminates the need for face-to-face interaction offering convenience and peace of mind. With its ease of use and fully digital process, you can go through the application journey in the comfort of your own home without the worry of submitting the required documents, or the need to make a personal appearance. If you are looking for extra funds and are rightfully cautious of the risk of exposure, then just download the app and easily apply for an SB Finance Hooloogan loan.

With their newly launched financial products, there might be one that fits your needs. Don’t forget to check out these new loan offers from SB Finance:

SB Finance Personal Loan

The conventional personal loan from SB Finance, you can borrow from ₱200,001 up to ₱2,000,000 with an interest rate that starts from 22.68% per annum or add-on rate of 1.89% per month. The loan is payable starting from 12 up to 36 months. You can easily apply through the Zuki app, you just need to have a minimum monthly salary of ₱12,000 for provincial applicants or ₱15,000 for Metro Manila residents. The application process can be as fast as 5 minutes and approval within 3 to 5 banking days, entirely done through the app.

SB Finance Car4Cash Loan

If you currently own a car and have an urgent need for additional funds, then the Car4Cash loan by SB Finance is perfect for you. You can keep using your car while your car’s OR/CR gets you the funds you need, all through the convenience of the Zuki mobile app. You can borrow loan amounts from ₱100,000 to ₱2,000,000 and payable within 12 to 36 months. The interest rate ranges from 15% to 24% per annum depending on the car age and loan term. To apply, you need to be a car owner for at least six months with a minimum monthly income of ₱12,000 for provincial applicants, and ₱15,000 for Metro Manila residents. Approval can be as fast as 5 to 7 banking days with the whole process done entirely through the app.

SB Finance MotorsikLOAN

Planning to get a new or pre-owned motorcycle? With their new product, SB Finance’s MotorsikLOAN, you can own a motorbike for as low as 5% down payment. The interest rate can start as low as 1.2% per month for medium/high-end bikes, and 2.47% for regular bikes. Monthly payment terms are also flexible starting from 12 up to 48 months for high-end motorbikes. PDCs are not required and payment options are conveniently available nationwide. Again, the whole process is done easily, entirely through the Zuki mobile app.

With all these new loan products offered by SB Finance there is definitely one that would match your current need. Check out the products listed above and see if you are eligible based on their requirement criteria. Review their features, terms and conditions, and once decided you can download the SB Finance Zuki mobile app to start with the loan application process.