• Interest Rate (p.a.)

    36.00% - 36.00%

  • Loan Tenure

    0.5 - 1 years

  • Approval Duration

    Up to 1-3 working days

  • Min. monthly income


Loan calculator
Loan amount
Loan tenure
Monthly salaryRM0
Interest Rate (p.a.)


Monthly Repayment


Total Interest Payable₱0
Total Amount Payable₱0
What's so great about South Asialink Credit Corporation Salary Loan?
  • 3% interest rate per month
  • Get approved in as fast as 3 days
  • No credit card required

Product Features

Min. financing amount₱15,000.00
Max.financing amount ₱250,000.00
Min. loan tenure6 months
Max. loan tenure12 months
Interest rate3% per month
Approval durationUp to 1-3 working days
Debt consolidationNo

Fees & Charges

One time set up
Processing fee4% of loan amount
Stamp dutyN/A
Disbursement & misc. feeN/A
Early settlementRebates are computed by Accounting Department.
Late payment charges₱1,500 or 15% of monthly amortizations (whichever is higher)


Age requirementAge 21 - 59
Employment eligibilityAt least ₱50,000.00 monthly income
Min. salary requirement₱50,000 gross per month
Guarantor / Collateral requirementNo

Other Requirements

Need to open linked banked account?No
Other detailsMethod of Payment - through ML or Cebuana Lhuillier payment centers

Product Review byiMoney

South Asialink Credit Corporation Salary Loan FAQ

How much can I borrow?

With an SACC Salary Loan, borrow as much as ₱250,000, subject to approval.

What are the South Asialink Credit Corporation Salary Loan Requirements?

An applicant must fulfill SACC's eligibility criteria for a loan:

  • At least 21 years old; 59 years old upon loan maturity
  • Must have a minimum salary of at least ₱50,000
  • Employed with a company of at least 50 employees (SEC registered)
  • No derogatory records with banks and other financing company
  • Rank and file employees up to managerial level is allowed.

Consequently, after filling out an application form, the following documents are necessary:

  • Basic Documentary Requirements
  • Company ID
  • 2 months payslip with payroll bank statement
  • Certificate of Employment (latest or at least 2 months old)
  • 3 references (relative or friend not living with the borrower)
  • Co-maker with income

*Additional documents may be required during credit evaluation. Linked bank account is required for all those with ₱250,000 and above loan approval.

How does the South Asialink Credit Corporation Salary Loan Calculator work?

The SACC Salary Loan calculator computes the estimated cost of borrowing and amount of payment per installment. Input the desired loan amount to automatically get the estimated monthly amortization for different tenors.

If you are currently undergoing financial issues for whatever the reason, here are other alternative banks that can provide additional funding to help you get through your urgent money troubles:

RCBC Savings Bank Personal Loan
  • For a low monthly income requirement of only ₱20,000, you can apply for an RCBC Savings Bank personal loan for your immediate funding needs. For use with any circumstance, you can borrow from as low as ₱50,000 to a maximum of ₱1,000,000 approved amount. Payable for as short as 6 months up to 3 years, it offers a fixed rate of 16% per annum with 1.4% per month add-on. Check out the details on our website and apply online through iMoney.

  • Security Bank Personal Loan
  • Borrow additional funds for your urgent cash needs, for whatever purpose it may be. With Security Bank Personal Loan, you are eligible for a loan if you have a minimum income requirement of as low as ₱15,000 per month. With a monthly add-on interest rate of only 1.39%, the approved loan amount ranges from ₱30,000 to as high as ₱1,000,000. It also features flexible payment terms of 1 to 3 years. Those who are aged 21 to 65 years old will be qualified to apply.

  • UCPB Yes Salary Loan
  • Your Easy Salary Loan or UCPB’s Yes Loan offers affordable fixed rates of 18% per annum with 1.5% add-on per month. Borrow additional cash to help you out with unforeseen costs such as hospital bills, car or home repairs, or any other emergency expenses. With flexible monthly payment schemes of 12, 18, 24, and 36 months, you can loan a minimum amount of ₱50,000 up to ₱300,000, payable through post-dated checks. You are eligible to apply if you have a minimum gross monthly income of ₱30,000 and 23 - 65 years of age upon maturity of the loan.

  • Still searching for better options? Visit our site for the full list of personal loan lenders and compare each one to find the financing provider that suits your current cash needs.