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Yes, please proceed!
If you are employed and have an ATM card, then Flex Loan is for you. Get cash quickly and save on low interest rates.
Loan Calculator
High maximum loan amount up to ₱250,000
No hidden fees
Quick approvals in 1 day
Up to 24 months installment period
| Min. Financing Amount | ₱20,000 |
| Max. Financing Amount | Up to ₱250,000 |
| Max. Loan Tenure | 6 months |
| Max. Loan Tenure | 24 months |
| Interest Rate | contractual rate of 2.49% monthly |
| Approval Duration | as fast as 24 hours |
| One time set up | |
|---|---|
| Processing Fee | ₱1,000 one-time fee, deducted upon cash disbursement |
| Penalties | |
|---|---|
| Late Payment Charges | Monthly repayments are also subject to ₱500 late payment fees, if applicable. |
| Employment eligibility | Filipino Citizen |
| Employment eligibility | Have a valid TIN and valid ID |
| Employment eligibility | Have a bank account with another bank |
| Need to open linked bank account? | yes |
With a Tonik Flex Loan, borrow as much as ₱250,000, subject to approval.
It will be 2.49% monthly add-on interest rate and a one-time processing fee of ₱1,000 which will be deducted upon cash disbursement.
The Tonik Flex Loan calculator computes the estimated cost of borrowing and the amount of payment per installment. Input the desired loan amount to automatically get the estimated monthly amortization for different tenors.
You can flex with Flex Loan as long as you meet the elegibility requirements below:
If you’re able to answer a call from Tonik Bank team, you’ll be able to know your application status in just one (1) banking day!