Tonik Bank Flex Loan

If you are employed and have an ATM card, then Flex Loan is for you. Get cash quickly and save on low interest rates.

  • icon Interest Rate
    Interest rate (p.a.)
    29.99% - 29.99%
  • icon Min. monthly income
    Loan Tenure
    0.5 - 2 years
  • icon Min. monthly income
    Approval Duration
    1 day approval
  • icon Min. monthly income
    Min. monthly income
    ₱ 15,000

Loan Calculator

icon New Base Rate Loan Calculator

Monthly salary 15000
Interest Rate
You Pay
Total Interest Payable
Total Amount Payable

Whats so great about Tonik Bank Flex Loan?

  • High maximum loan amount up to ₱250,000

  • No hidden fees

  • Quick approvals in 1 day

  • Up to 24 months installment period

Product Features

Min. Financing Amount ₱20,000
Max. Financing Amount Up to ₱250,000
Max. Loan Tenure 6 months
Max. Loan Tenure 24 months
Interest Rate contractual rate of 2.49% monthly
Approval Duration as fast as 24 hours

Fee & Charges

One time set up
Processing Fee ₱1,000 one-time fee, deducted upon cash disbursement
Late Payment Charges Monthly repayments are also subject to ₱500 late payment fees, if applicable.


Employment eligibility Filipino Citizen
Employment eligibility Have a valid TIN and valid ID
Employment eligibility Have a bank account with another bank

Other Requirements

Need to open linked bank account? yes