Tonik Bank Quick Loan

Secure fast and easy, no collateral loans from a digital bank.

  • icon Interest Rate
    Interest rate (p.a.)
    84.00% - 84.00%
  • icon Min. monthly income
    Loan Tenure
    0.5 - 1 year
  • icon Min. monthly income
    Approval Duration
    24 hours
  • icon Min. monthly income
    Min. monthly income
    ₱ 0

Loan Calculator

icon New Base Rate Loan Calculator

Monthly salary 0
Interest Rate
You Pay
Total Interest Payable
Total Amount Payable

Whats so great about Tonik Bank Quick Loan?

  • Fast approval and real-time disbursement to your Tonik Account

  • Loan amount from ₱5,000 to ₱50,000

  • No credit history and no collateral needed

  • Minimal documents required - only 1 valid ID

  • Fixed monthly interest rate of 7%

  • 6, 9, 12, 18, or 24 months installment

  • No pre-termination or early payment fees

Product Features

Min. Financing Amount ₱5000
Max. Financing Amount Up to ₱50000
Min. Loan Tenure 6 months
Max. Loan Tenure 24 months
Interest Rate Fixed monthly interest rate of 7%
Approval Duration as fast as 24 hours

Fee & Charges

One time set up
Processing Fee ₱500 one-time fee, deducted upon cash disbursement
Late Payment Charges Monthly repayments are also subject to ₱500 late payment fees, if applicable.


Employment eligibility Filipino Citizen residing in the Philippines
Employment eligibility Have a valid TIN and valid ID

Other Requirements

Need to open linked bank account? no