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Yes, please proceed!
Secure fast and easy, no collateral loans from a digital bank.
Loan Calculator
Fast approval and real-time disbursement to your Tonik Account
Loan amount from ₱5,000 to ₱50,000
No credit history and no collateral needed
Minimal documents required - only 1 valid ID
Fixed monthly interest rate of 7%
6, 9, 12, 18, or 24 months installment
No pre-termination or early payment fees
| Min. Financing Amount | ₱5000 |
| Max. Financing Amount | Up to ₱50000 |
| Min. Loan Tenure | 6 months |
| Max. Loan Tenure | 24 months |
| Interest Rate | Fixed monthly interest rate of 7% |
| Approval Duration | as fast as 24 hours |
| One time set up | |
|---|---|
| Processing Fee | ₱500 one-time fee, deducted upon cash disbursement |
| Penalties | |
|---|---|
| Late Payment Charges | Monthly repayments are also subject to ₱500 late payment fees, if applicable. |
| Employment eligibility | Filipino Citizen residing in the Philippines |
| Employment eligibility | Have a valid TIN and valid ID |
| Need to open linked bank account? | no |
With a Tonik Quick Loan, borrow as much as ₱50,000, subject to approval.
It will be 7% monthly add-on interest rate and a one-time processing fee of ₱500 which will be deducted upon cash disbursement. Monthly repayments are also subject to Php 500.00 late payment fees, if applicable.
The Tonik Quick Loan calculator computes the estimated cost of borrowing and the amount of payment per installment. Input the desired loan amount to automatically get the estimated monthly amortization for different tenors.
You can quickly check eligibility and requirements for Quick Loan below:
You can get approved for a loan in as quick as 30-minutes, as long as you are able to answer Tonik's call for identity verification. You'll see the status of your Quick Loan application on your Tonik App.