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As this link is provided for your convenience only, our connecting you to the third party website also does not constitute an endorsement of the contents of this website.Yes, please proceed!
Enjoy friendly payment terms from 12 to 36 months.
Get a free UCPB eMoney Card as a pay-out option.
Borrow any amount from ₱50,000 to ₱300,000.
|Min. Financing Amount||₱50,000.00|
|Max. Financing Amount||Up to ₱300,000.00|
|Min. Loan Tenure||1 year|
|Max. Loan Tenure||3 years|
|Interest Rate||Fixed rate of 18.00% per annum, 1.50% per month add-on|
|Approval Duration||Up to 5-7 banking days|
|One time set up|
|Stamp Duty||₱1.00 for every ₱200.00 in excess of ₱250,000 of the loan amount|
|Disbursement & misc. fee||N/A|
|Early Settlement||5% p.a. on any balance outstanding|
|Late Payment Charges||₱300.00 or 5% p.a. on any balance outstanding, whichever is higher|
|Age requirement||Age 23 - 65|
|Employment eligibility||At least ₱30,000 monthly income|
|Min. salary requirement||₱30,000 gross per month|
|Guarantor / Collateral requirement||Yes|
|Need to open linked bank account?||Yes|
|Other details||Method of Payment - Post-dated checks|
United Coconut Planters Bank or UCPB (formerly known as Cocobank) is one of the largest banks in the Philippines and ranks within the top 20 in terms of asset size. Currently, it is the only universal bank in the country that is not listed on the Philippine Stock Exchange. In its half a decade of operations that started with just 4 branches, UCPB now has 188 branches and 279 ATMs nationwide. They are also heavily involved in charity works, social development projects, and are considered as the only universal bank to have a rural bank subsidiary, although their thrift banking operations have absorbed this subsidiary since late 2005. Currently, they offer a full range of expanded commercial banking services that are readily capable of catering to a variety of clientele. For immediate cash needs, UCPB’s Yes Personal Loan is an option that you can avail of for borrowing small amounts ranging from ₱10,000 to ₱300,000. Eligibility is possible with a gross income requirement of ₱30,000 per month. The fixed interest rate is 18% per annum, with 1.5% monthly add-on rate. The whole approval process would take approximately 5 to 7 banking days with loan repayment starting from 12 months up to 36 months.
Advantages Of Applying With UCPB Yes Personal Loan
You can review more details on this page with regards to eligibility requirements and product information to verify if this product suits your needs.
You can easily apply for a UCPB Yes Personal Loan by filling out our online application form. Afterward, expect a call from one of our friendly Customer Care agents to guide your through the application process.
You are eligible for a UCPB Yes Personal Loan if:
With a UCPB Personal Loan, borrow as much as P300,000, subject to approval.
UCPB Yes Personal Loan has a fixed interest rate of 18.00% per annum, 1.50% per month add-on. A processing fee of ₱1,500.00 and a stamp duty fee of ₱1.00 for every ₱200.00 in excess of ₱250,000 of the loan amount.
When applying for a UCPB Yes Personal Loan, the following documents needs to be prepared:
Consequently, after filling out an application form, the following documents are necessary:
Fully Employed applicants need:
Self-Employed applicants need:
*Additional documents may be required during credit evaluation.
Application and approval of the UCPB Yes Personal Loan can take up to 5-7 business days.
You can receive your loan cash or via the UCPB eMoney Card that can be used as a regular ATM to withdraw cash or electronic payment.
Loan payment can be done though the use of post-dated checks.
The UCPB Personal Loan calculator computes the estimated cost of borrowing and amount of payment per instalment. Input the desired loan amount to automatically get the estimated monthly amortization for different tenors.
With the Bayanihan Act, all UCPB loan clients are given a 60-day grace period for the settlement of their outstanding loan balances. This is exclusive for all loans that were released before September 15, 2020. Accrued interest shall also be paid in staggered basis.
If you are considering loaning additional cash, one option would be UCPB’s Yes Personal Loan, especially if you are just looking to borrow small amounts. For loanable amounts of ₱10,000 up to ₱300,000, available at competitive rates, you can receive it in as fast as 5 banking days. UCPB also offers the convenience of nationwide coverage with their wide reach having branches and ATMs across the country. If these aspects are your priority, you can choose this option, once you have weighed all the other alternatives in the market right now.
Aside from extra funds, if you need additional financial advice, then RCBC Savings Bank Personal Loan is perfect for you. Minimum loan amount is ₱50,000 up to maximum of ₱1,000,000 which you can pay in flexible terms of 6 months to 3 years. With an interest rate of 18% per annum, you can apply if you have a minimum monthly income of ₱20,000 and must be 21-60 years old upon loan maturity.
With HSBC Personal Loan, you can be confident that your urgent money matters will soon be resolved. Borrow any amount starting from ₱30,000 up to ₱500,000 for as low as 1.21% monthly add-on interest rate. Pay the amount in flexible terms of 6 months to 3 years. To apply you need a minimum gross monthly income of ₱14,000 and must be at least 21-60 years of age upon loan maturity.
If you need extra help on your finances, Sterling Bank of Asia Personal Loan is all you'll need. Take a loan for as little as ₱50,000 and up to a maximum of ₱1,000,000 with low-interest rate of 16.8% per annum. Benefit from the convenience of flexible loan payments of 1-3 years. To apply, you must be 21-60 years old with a minimum gross salary of ₱30,000 per month.
If you need to look at more choices, our team would also recommend that you view our complete list of Cash Loans available on our website to help you in getting the right loan.