• Interest rate (p.a.)

    30.00% - 30.00%

  • Loan Tenure

    0.5 - 1 years

  • Approval Duration

    7 working days

  • Min. monthly income


Loan calculator
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What's so great about Zenith Business Loan?
  • Up to ₱10,000,000 loan approval
  • Guaranteed 7 working days loan approval and release

Product Features

Min. financing amount₱100,000.00
Max.financing amount ₱10,000,000.00
Min. loan tenure3 months
Max. loan tenure12 months
Interest rate2.50%
Approval duration7 working days
Debt consolidationNo

Fees & Charges

One time set up
Processing fee5% of approved loan amount
Stamp dutyN/A
Disbursement & misc. feeN/A
Early settlementN/A
Late payment chargesN/A


Age requirementAge 21 - 64
Employment eligibilityBusiness should be registered and operational for at least 1 year
Min. salary requirement₱20,000 gross per month
Guarantor / Collateral requirementNo

Other Requirements

Need to open linked banked account?No
Other detailsMethod of Payment - PDCs

Product Review byiMoney

Zenith Business Loan FAQ

Getting the needed funding has always been a challenge for both new startups and established business owners alike. Both would have different usage for these funds, however, they have a common ground in finding additional capital, whether to start a business or keep it moving forward. Zenith Capital Credit Group offers their Business Loan to established business owners who are looking to infuse their current company with added funds that will help boost its potential. Offering a monthly interest rate of 2.5%, you can borrow from as low as ₱100,000 to as high as ₱10,000,000 without any collateral requirement. From the start of your application, you can receive your loan approval in as fast as 7 working days. They also offer flexible loan tenure from as early as 3 months up to 1 year. To be eligible, the lendee must be 21 - 64 years of age with existing checking account and an operational business that’s registered and running for at least 1 year. A minimum monthly income of ₱20,000 is also required. Mind that there is a processing fee of 5% of the approved loan amount.

Advantages Of Applying With Zenith Capital Business Loan:

  • Approved loan amount up to ₱10,000,000.
  • No collateral required.
  • Quick loan approval - 7 working days.
  • Flexible loan tenure - 3 up to 12 months.
  • Interest Rate - 2.5%

Want to learn more? Check out the rest of the details below.

How much can I borrow?

With a Zenith Business Loan, borrow from as low as ₱100,000 to as much as ₱10,000,000 subject to approval.

What are the Zenith Business Loan Requirements?

An applicant must fulfill Zenith's eligibility criteria for a loan:

  • Business must be in operations for at least 1 year.
  • Business must be registered under the borrower's name.
  • Borrower must be at least 21 - 64 years old.
  • Borrower must have a checking account.

Consequently, after filling out an application form, the following documents are necessary:

For sole proprietorship:

  • Latest original 3 months bank statements and bank certification
  • Copy of Mayor’s and Barangay Business permit
  • Copy of DTI Permit
  • Photocopy of at least 2 Government-issued IDs
  • 1”x1” ID Picture
  • Pictures of the business and/or inventory
  • Proof of billing for your business and residence(i.e.electricity, water, cable)
  • Hand-drawn sketch of your business and residence location
  • Sketch/map of Business and Residence location with nearest landmark

For partnership:

  • Articles of partnership

For corporation:

  • SEC registration with Article of Incorporation & ByLaws
  • General Information Sheet
  • Secretary’sCertificatewith Board Resoution (Authority to obtain loan in his/her personal capacity)
  • Income Tax Return with Audited Financial Statements

*Additional documents may be required during credit evaluation.

How does the Zenith Business Loan Calculator work?

The Zenith Business Loan calculator computes the estimated cost of borrowing and amount of payment per installment. Input the desired loan amount to automatically get the estimated monthly amortization for different tenors.

For enterprising business owners who are ready to take the next step of expanding their products or services, there are other options available in the market that you can choose from when selecting a business loan provider:

Esquire Financing Business Loan
  • Are you running a business and in need of added capital for expansion? Esquire Financing might be the right solution for you. You can borrow from ₱100,000 up to ₱10,000,000 without the need for any collateral. With fast loan approval of just 7 working days, you can urgently receive the needed funding for your business. Loan tenure starts from 3 months up to 1 year, with interest rate that ranges from 1% - 3.5% per month. There is also minimal documentary requirements with a minimum gross monthly income of ₱30,000 to be eligible.

  • Global Dominion Financing Inc. Doctor's Loan
  • Ideal for medical practitioners, GDFI Doctor’s Loan caters to doctors, dentists, and other medical physicians who are looking to borrow additional funds for their growing practice. Considered as a multi-purpose cash loan, the borrower may use it for whatever purpose, be it business operations, purchase of capital equipment, or even for personal use. With interest rates as low as 1.75% per month, you can borrow from ₱50,000 up to ₱300,000 with fast approval in just 1-3 working days. There is no collateral required and no minimum monthly income requirement. Loan tenure is up to 1 year.

  • BPI Family Bank Ka-Negosyo Franchise Business Loan
  • For those with an entrepreneurial spirit, turn that idea into reality as you start your own franchise with the BPI Family Ka-Negosyo Franchise Business Loan. Get the capital funding needed, with no collateral requirement and highly competitive rates starting at 10% interest per annum, payable up to 3 years.

  • Gain a substantial amount of momentum as you continue to push your venture into new heights with the additional funding you need for your business. If you have an urgent cash need for your company’s operations and you find that borrowing from traditional banks takes too long, then you can also consider these reputable online cash loan providers featured on our site and apply conveniently online.