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Zenith Business Loan

Up to ₱10,000,000 business loan in as fast as 7 working days or less!

  • icon Interest Rate
    Interest rate (p.a.)
    30.00% - 30.00%
  • icon Min. monthly income
    Loan Tenure
    0.5 - 1 year
  • icon Min. monthly income
    Approval Duration
    7 working days
  • icon Min. monthly income
    Min. monthly income
    ₱ 20,000

Loan Calculator

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Monthly salary 20000
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You Pay
Total Interest Payable
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Whats so great about Zenith Business Loan?

  • Up to ₱10,000,000 loan approval

  • Guaranteed 7 working days loan approval and release

Product Features

Min. Financing Amount ₱100,000.00
Max. Financing Amount ₱10,000,000.00
Min. Loan Tenure 3 months
Max. Loan Tenure 12 months
Interest Rate 2.50%
Approval Duration 7 working days
Debt Consolidation No

Fee & Charges

One time set up
Processing Fee 5% of approved loan amount
Stamp Duty N/A
Disbursement & misc. fee N/A
Early Settlement N/A
Late Payment Charges N/A


Age requirement Age 21 - 64
Employment eligibility Business should be registered and operational for at least 1 year
Min. salary requirement ₱20,000 gross per month
Guarantor / Collateral requirement No

Other Requirements

Need to open linked bank account? No
Other details Method of Payment - PDCs

Review by iMoney

Getting the needed funding has always been a challenge for both new startups and established business owners alike. Both would have different usage for these funds, however, they have a common ground in finding additional capital, whether to start a business or keep it moving forward. Zenith Capital Credit Group offers their Business Loan to established business owners who are looking to infuse their current company with added funds that will help boost its potential. Offering a monthly interest rate of 2.5%, you can borrow from as low as ₱100,000 to as high as ₱10,000,000 without any collateral requirement. From the start of your application, you can receive your loan approval in as fast as 7 working days. They also offer flexible loan tenure from as early as 3 months up to 1 year. To be eligible, the lendee must be 21 - 64 years of age with existing checking account and an operational business that’s registered and running for at least 1 year. A minimum monthly income of ₱20,000 is also required. Mind that there is a processing fee of 5% of the approved loan amount.

Advantages Of Applying With Zenith Capital Business Loan:

  • Approved loan amount up to ₱10,000,000.
  • No collateral required.
  • Quick loan approval - 7 working days.
  • Flexible loan tenure - 3 up to 12 months.
  • Interest Rate - 2.5%

Want to learn more? Check out the rest of the details below.

Zenith Business Loan FAQ

How can I apply for a Zenith Business loan?

Our Customer Care Agents will contact you shortly to assist in the application process.

How much can I borrow?

With a Zenith Business Loan, borrow from as low as ₱100,000 to as much as ₱10,000,000 subject to approval.

What is the interest rate, fees, and other charges or penalties?

Interest rate for a Zenith Business Loan is 3.5% monthly. There is also a 5% one-time processing fee deducted for government taxes.

Am I eligible to apply for a Zenith Business Loan?

Here are the eligibility requirements for applying for a Zenith Business Loan:

  • Applicant must be 21-64 years of age.
  • Business should be registered and operational for at least 1 year.
  • Minimum salary requirement should be ₱20,000 gross per month.

What are the Zenith Business Loan Requirements?

An applicant must fulfill Zenith's eligibility criteria for a loan:

  • Business must be in operations for at least 1 year.
  • Business must be registered under the borrower's name.
  • Borrower must be at least 21 - 64 years old.
  • Borrower must have a checking account.

Consequently, after filling out an application form, the following documents are necessary:

For sole proprietorship:

  • Latest original 3 months bank statements and bank certification
  • Copy of Mayor’s and Barangay Business permit
  • Copy of DTI Permit
  • Photocopy of at least 2 Government-issued IDs
  • 1”x1” ID Picture
  • Pictures of the business and/or inventory
  • Proof of billing for your business and residence(i.e.electricity, water, cable)
  • Hand-drawn sketch of your business and residence location
  • Sketch/map of Business and Residence location with nearest landmark

For partnership:

  • Articles of partnership

For corporation:

  • SEC registration with Article of Incorporation & ByLaws
  • General Information Sheet
  • Secretary’sCertificatewith Board Resoution (Authority to obtain loan in his/her personal capacity)
  • Income Tax Return with Audited Financial Statements

*Additional documents may be required during credit evaluation.

How does the Zenith Business Loan Calculator work?

The Zenith Business Loan calculator computes the estimated cost of borrowing and amount of payment per installment. Input the desired loan amount to automatically get the estimated monthly amortization for different tenors.

What are the terms and loan tenure?

Zenith Business loans are offered for as long as 6 months.

How fast is the application and approval process?

If approved, your Zenith Business Loan can be released within 7 working days or less.

What are the payment methods for loan repayment?

You can pay your Zenith Business Loan by means of post-dated checks (PDCs).

For enterprising business owners who are ready to take the next step of expanding their products or services, there are other options available in the market that you can choose from when selecting a business loan provider:

Esquire Financing Business Loan

  • Are you running a business and in need of added capital for expansion? Esquire Financing might be the right solution for you. You can borrow from ₱100,000 up to ₱10,000,000 without the need for any collateral. With fast loan approval of just 7 working days, you can urgently receive the needed funding for your business. Loan tenure starts from 3 months up to 1 year, with interest rate that ranges from 1% - 3.5% per month. There is also minimal documentary requirements with a minimum gross monthly income of ₱30,000 to be eligible.

Global Dominion Financing Inc. Doctor's Loan

  • Ideal for medical practitioners, GDFI Doctor’s Loan caters to doctors, dentists, and other medical physicians who are looking to borrow additional funds for their growing practice. Considered as a multi-purpose cash loan, the borrower may use it for whatever purpose, be it business operations, purchase of capital equipment, or even for personal use. With interest rates as low as 1.75% per month, you can borrow from ₱50,000 up to ₱300,000 with fast approval in just 1-3 working days. There is no collateral required and no minimum monthly income requirement. Loan tenure is up to 1 year.

BPI Family Bank Ka-Negosyo Franchise Business Loan

  • For those with an entrepreneurial spirit, turn that idea into reality as you start your own franchise with the BPI Family Ka-Negosyo Franchise Business Loan. Get the capital funding needed, with no collateral requirement and highly competitive rates starting at 10% interest per annum, payable up to 3 years.

Gain a substantial amount of momentum as you continue to push your venture into new heights with the additional funding you need for your business. If you have an urgent cash need for your company’s operations and you find that borrowing from traditional banks takes too long, then you can also consider these reputable online cash loan providers featured on our site and apply conveniently online.