Compare And Find The Best Travel Insurance

Below are travel insurances available in the Philippines, both for domestic and international travel.
To make it quick and easier for you, we have collected all the relevant information that will assist in your decision making.
By clicking the apply button, you can start the application process and be secured for your future vacations.

We found 15 travel insurance(s) for you!

Etiqa Travel Insurance Plan

Personal Accident

₱100,000

Flight Delay
100,000
Personal Property & Baggage
5,000
Medical Emergency
5,000

    AIG Travel Guard Standard Protection

    Personal Accident

    ₱1,000,000

    Flight Delay
    2,000
    Personal Property & Baggage
    50,000
    Medical Emergency
    1,000,000

      AIG Travel Guard Enhanced Protection

      Personal Accident

      ₱1,000,000

      Flight Delay
      2,000
      Personal Property & Baggage
      50,000
      Medical Emergency
      2,500,000

        AIG Travel Guard Domestic Insurance

        Personal Accident

        -

        Flight Delay
        -
        Personal Property & Baggage
        -
        Medical Emergency
        1,000,000

          AIG Travel Guard Annual Business Global

          Personal Accident

          ₱6,600,000

          Flight Delay
          15,000
          Personal Property & Baggage
          50,000
          Medical Emergency
          2,000,000

            AIG Travel Guard Annual Business Domestic Insurance

            Personal Accident

            ₱6,600,000

            Flight Delay
            5,000
            Personal Property & Baggage
            30,000
            Medical Emergency
            2,000,000

              Fortune General Travel Access (Plan I)

              Personal Accident

              ₱1,000,000

              Flight Delay
              12,500
              Personal Property & Baggage
              12,500
              Medical Emergency
              2,500,000

                Fortune General Travel Access (Plan II)

                Personal Accident

                ₱2,500,000

                Flight Delay
                12,500
                Personal Property & Baggage
                12,500
                Medical Emergency
                2,500,000

                  HSBC Insurance Brokers Single Trip Travel Insurance

                  Personal Accident

                  ₱1,000,000

                  Flight Delay
                  2,000
                  Personal Property & Baggage
                  50,000
                  Medical Emergency
                  2,500,000

                    Mapfre Insular Domestic Travel Insurance

                    Personal Accident

                    ₱1,000,000

                    Flight Delay
                    2,000
                    Personal Property & Baggage
                    15,000
                    Medical Emergency
                    2,500,000

                      Mapfre Insular International Travel Insurance

                      Personal Accident

                      ₱80,000

                      Flight Delay
                      43,200
                      Personal Property & Baggage
                      54,000
                      Medical Emergency
                      100,000

                        ACE International Standard Plan

                        Personal Accident

                        ₱1,000,000

                        Flight Delay
                        75,000
                        Personal Property & Baggage
                        25,000
                        Medical Emergency
                        -

                          ACE International Comprehensive Plan

                          Personal Accident

                          ₱2,500,000

                          Flight Delay
                          200,000
                          Personal Property & Baggage
                          50,000
                          Medical Emergency
                          -

                            ACE Domestic Plan

                            Personal Accident

                            ₱1,000,000

                            Flight Delay
                            50,000
                            Personal Property & Baggage
                            50,000
                            Medical Emergency
                            -

                              PGA Sompo Travel Insurance

                              Personal Accident

                              ₱1 Million

                              Flight Delay
                              50,000
                              Personal Property & Baggage
                              50,000
                              Medical Emergency
                              500,000
                                Last updated: Mar 7, 2024

                                FAQs Frequently Asked Questions On Travel Insurance

                                What Is A Travel Insurance?

                                Travel insurance, also called travelers insurance, aims to spread your restorative costs while you are travelling. There are both local and worldwide travel insurances available that would cater to your specific requirement. Verify and consider the scope of your coverage when planning for your travel arrangements in the future before contracting the insurance provider. Aside from the scope of most restorative costs, insurance companies additionally offer many related remuneration for flight delays, loss of items and other unfavorable circumstances.

                                Why Should I Get Travel Insurance?

                                Apart from its cost, travel insurance can do so much more for you. Imagine that you are an adventurous, 30 something individual who plans to visit exotic places while at the same time, doing extreme sports. In this example, it is logical to get travel insurance because of the activities you’re planning to do are riskier than most. Definitely, lesser risk is involved for a 50 year old who plans to go to a friend’s wedding in a very safe location, but then again you’ll never know.

                                Travel Insurance In The Philippines

                                A travel insurance is designed to cut back risks and value borne with sudden events throughout travel. A number of these sudden events will be baggage lost, personal accidents, delayed flights, something that involves the travel provider’s incapacity. Travel insurance in the Philippines is not usually bought by Filipino travellers because it is connoted as something not essential for travelling, but what most Filipinos aren't aware of is the fact that there are chances, in fact, big chances of most airlines having the incapacity to perform as they're expected to.

                                Who Can Purchase Travel Insurance?

                                You can get insurance for yourself as well as your immediate family members, as young as six (6) weeks and up to 80 years of age. Choose between insurance coverage for domestic or international flights, or for single or unlimited trips in a year (must not exceed from 90 to 180 consecutive days) if you’re a frequent flyer. Be reminded, however, that pre-existing conditions are not covered by travel insurance policies.

                                What Kind Of Travel Insurance Do I Need?

                                The sort of travel insurance you need to rely on upon your future travel plans, whether they are for travel or for business. You can either decide to get a yearly arrangement or for a solitary outing. Likewise, we propose checking your needs based on the frequency and also the locations that you plan to visit.

                                What Is The Coverage Of My Travel Insurance?

                                It really depends on the insurance that you plan to take; you can view our comparison table for more information on this. One determinant of how much coverage you need is dependent on the places you travel and how much baggage and items costs. Usually you are going to shell out a little cash for travel insurance and it gets cheaper if you get more days covered with the plan. Every plan is unique and has its own exceptions, although benefits are almost the same and the limits for each of these do not differ from each other, it is still best to check the fine print.

                                What Is The Travel Insurance Claiming Process?

                                What you have to do first is contact your travel insurance company as soon as possible to clear any possible problems you may encounter. Ask relevant questions you find fit in the situation. At the end of this, the only way to get compensated is through a submission of a form that states you claiming what the travel insurance company owes you. This is provided that you have the supporting documents and is within the scope of claiming.

                                Can I Cancel My Travel Insurance Policy?

                                If you had purchased a travel insurance policy and your plans suddenly changed, you could file for refund as long as the policy is still within its cooling off period. Check with your travel insurance agent about the cooling off period of your plan. It may vary depending on the policy contract, but generally it is within the 14-day period.

                                Will Travel Insurance Protect Me When I Work Overseas?

                                Travel insurance plans are offered to leisure travellers and not to overseas employees. It protects passengers during flight cancellation, lost baggage, delayed flights or emergency medical situation related to travel. If you plan to work abroad, you may need a different type of insurance that will provide a more comprehensive protection against work-related accidents.

                                Can I Extend The Term Of My Travel Insurance Plan?

                                If you need to extend your travel for reasons other than typhoons, volcanic eruptions, or flood; travel insurance policy is good only within a specified term. You may need to purchase another plan to cover your extended stay.

                                Still wondering on the pros and cons of travel insurance? Determine if the need outweighs the cost and to further assist you on this issue, you can read our article on determining whether getting a travel insurance is worth it.